Credit Union Futures

Classic Credit Unions

2021-10-222021-10-23 Ross 1 Comment Consolidation, Ownership and Accountability, Small credit unions

Classic or community-based credit unions are under stress. Leadership is needed to take on the challenges.

Financial Hamster Wheel

2020-12-142020-12-14 Ross 1 Comment Inequality, Public Policy

Low wages, predatory lending, and barriers to social mobility trap and disadvantage too many. Employers, governments, credit unions, retailers and others need to step up.

The Absent Owners

2020-10-232020-10-23 Ross 9 Comments Director Elections, Ownership and Accountability

Too few member-owners in credit unions take a real interest in the politics of their credit union.

MEC: The Success Delusion

2020-09-232020-09-23 Ross 8 Comments Consolidation, Federal Credit Union, Ownership and Accountability

The failure of MEC is the result of a perverse definition of success, also taken up by credit unions.

Income Security

2020-09-012020-09-01 Ross Leave a comment Inequality, Public Policy

Credit unions have an interest in making sure Canada’s income security programs work.

Monetizing Your Every Move

2020-06-182020-06-18 Ross 2 Comments Ownership and Accountability, Public Policy

How do credit unions address their members’ loss of privacy? Huge datasets have been aggregated and turned into proprietary treasures – at Google, Facebook, Amazon, etc.. What is in the member’s best interest?