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Canada's Citizen Owned Financial Intermediaries – where are we headed?

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Financial Hamster Wheel

2020-12-142020-12-14 Ross 1 Comment Inequality, Public Policy

Low wages, predatory lending, and barriers to social mobility trap and disadvantage too many. Employers, governments, credit unions, retailers and others need to step up.

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The Absent Owners

2020-10-232020-10-23 Ross 9 Comments Director Elections, Ownership and Accountability

Too few member-owners in credit unions take a real interest in the politics of their credit union.

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MEC: The Success Delusion

2020-09-232020-09-23 Ross 7 Comments Consolidation, Federal Credit Union, Ownership and Accountability

The failure of MEC is the result of a perverse definition of success, also taken up by credit unions.

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Income Security

2020-09-012020-09-01 Ross Leave a comment Inequality, Public Policy

Credit unions have an interest in making sure Canada’s income security programs work.

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Monetizing Your Every Move

2020-06-182020-06-18 Ross 2 Comments Ownership and Accountability, Public Policy

How do credit unions address their members’ loss of privacy? Huge datasets have been aggregated and turned into proprietary treasures – at Google, Facebook, Amazon, etc.. What is in the member’s best interest?

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Managing Uncertainty

2020-04-142020-04-14 Ross Leave a comment Consolidation, Ownership and Accountability, Public Policy

When managing risk & uncertainty, statistical models are no substitute for cautious, reasoned judgement.

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Credit Unions Sidelined by COVID-19?

2020-04-062020-04-06 Ross 1 Comment Inequality, Ownership and Accountability, Public Policy, Small credit unions

The delivery system for Federal emergency support programs to business excludes most credits unions; Central 1 must step up.

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Debt Splash or Tsunami

2020-04-022020-04-02 Ross Leave a comment Inequality, Public Policy

The Covid-19 crisis prompts calls for more debt solutions, but consumers are already over-extended!

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Covid-19 Credit Crunch

2020-04-012020-04-02 Ross 1 Comment Inequality

Can credit unions provide credit to those who are most vulnerable in this Covid-19 crisis?

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Banks Heating Things Up

2019-11-122019-11-12 Ross Leave a comment Ownership and Accountability, Public Policy

Banks, not credit unions, are heavily invested in fossil fuels.

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Recent Posts

  • Financial Hamster Wheel
  • The Absent Owners
  • MEC: The Success Delusion
  • Income Security
  • Monetizing Your Every Move

Welcome

This blog is an attempt to provoke and engage credit union directors, and members. I have been a credit union supporter for several years and I am keen to challenge some of the conventional thinking that rationalizes further consolidation. I think we have been lulled into a stupor and we fail to appreciate just what important community 'treasures' we have. SUBSCRIBE: options are at the end of every post!

Recent Comments

  • Larry Kazdan on Financial Hamster Wheel
  • Coping With the Sale of Mountain Equipment Coop - Todd Race Copywriting on MEC: The Success Delusion
  • Ross on The Absent Owners
  • Ross on The Absent Owners
  • Gene Blishen on The Absent Owners

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