Co-operate or Merge – Mountain Style

Today’s announcement from seven credit unions in the BC interior is a shocker and clear evidence that smaller, up country credit unions are in a strategic bind.  The announcement says that formal talks are underway to explore the potential for a merger of the seven credit unions; Columbia Valley, Creston, East Kootenay, Grand Forks, Heritage, Kootenay […]

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Are Real Credit Unions FCU*d?

Real credit unions may have to reconsider their strategic options. History was made with the FICOM approval of the Coast Capital Saving application to be ‘continued’ as a Federal Credit Union (FCU). This action has the potential to totally restructure the BC credit union system.  While the commission did say that would consider the impact […]

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Cashless, the political counter argument

Communications professionals know that you can sell something if you give it a good ‘modern’ or ‘contemporary’ brand identity.  This is the spin we hear all the time regarding a ‘cashless society’.  Apparently convenience means more than anything else.  But there is a darker side to this proposition; the expanded role of large intermediaries (e.g. […]

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